Ellevest

The vibe is very “prioritizing what matters.” * * * Connect with a team of financial experts who just get your life and your priorities at www.ellevest.com. PS: Wishing a very happy 7th birthday to Samantha Craig Vient, CFP®’s son!

Whether you’re considering a career change; taking a sabbatical; starting your own business; shifting to part-time, consulting, or board work; or even retiring — there’s a lot that goes into the decision. Not least of which is what it might mean for your finances. Take, for example, an executive at a tech company who’s been grinding for the past 15 years. Now she’s over that lifestyle, ready to step back and take a role that feels more meaningful to her. But what would that mean for her income? Can her investments sustain her through a job search, supplement a potentially lower salary in the future, and help her continue to reach her financial goals? If you’re going to move forward confidently, with clarity on what a life transition like that might mean for you (and your family), financial planning and wealth management are key steps in the process. 📝 Reset and explore Start by thinking about your core values. What’s important to you? Then consider your goals, and how they align with those values. This is the most important part to get clear on, because it will guide your immediate next steps, career-wise. 📝 Review your cashflow To estimate the financial implications of a transition, you have to start with a clear picture of your finances today. A big part of that is cashflow — what’s coming in, and what’s going out. The first piece, of course, is the salary or income associated with the role you’re considering leaving. The second piece will take a little more digging: What are your current expenses? How much of that is necessary or truly valued? Which are fixed, and which are variable? Finally, if you change jobs, how will those expenses change? 📝 Financial planning This is where the goals and the numbers really come together: - How much will you work? How much will that earn you? - How much will you spend? - What will your lifestyle look like? Will your cost of living change? 📝 Financial positioning Next come the decisions about how you’ll manage your money and position your assets today in order to help make that future you’re envisioning possible: - Do you have any big income milestones coming up?  - Does your investment portfolio’s asset allocation make sense, given that you’re about to make a major change? - Are you properly diversified? 📝 Manage and evaluate benefits When you leave a job, you’ll of course be leaving certain compensation benefits behind. For example, if you have equity options, what should you do with them? Some deferred compensation plans pay lump sums when you leave — how will that impact your tax year? Another big one: the 401(k) sponsored by your old employer. You don’t have to do this alone. Access our complimentary "Checklist: Manage Your Wealth Through Career Transitions" from Ellevest Financial Advisor Ashley Bleckner, MA, CFP®, CDFA® at https://xmrrwallet.com/cmx.plnkd.in/dH3BJJmc

Tired of Zillow surfing? Book a complimentary call with one of our financial planners to get a clearer picture of how mortgages work: https://xmrrwallet.com/cmx.plnkd.in/eb7rVKiz 🔗 Read article from Bustle: https://xmrrwallet.com/cmx.plnkd.in/eGhbPvbF 🏡 Find 8 tips for first-time homebuyers by Ellevest Senior Financial Planner, Sofia Figueroa, CFP®, EA: https://xmrrwallet.com/cmx.plnkd.in/eaxp6C86

It’s no secret that financial planning can help you reach your goals faster. After all, people with a financial plan have almost three times the net worth of those who don’t. That might mean they can rebound from a drawn-out divorce or buy a dream property in Mallorca three times sooner. At Ellevest, our all-women team of CFP® pros builds financial plans designed for women, by women. Think: ✨ A dedicated CERTIFIED FINANCIAL PLANNER® who knows your goals (and what's happening in your life) ✨ Flat-fee pricing — so our advice is always in your best interest ✨ Quarterly check-ins to keep your plan on track and your confidence high Whether you’re navigating a career move, family planning, or building long-term wealth, we’re here to help you feel good about your money. Ready to plan for your financial future? Learn more: https://xmrrwallet.com/cmx.plnkd.in/eu7J6ssX

"Most Americans — 56% — say they plan to travel less this summer, according to a national poll by SSRS. Many said they were opting for shorter or 'more budget-conscious' trips because of financial concerns, with 54% saying they would be trying to save more money this year." Read more from the The Washington Post and let us where you stand in the poll below ⬇️ https://xmrrwallet.com/cmx.plnkd.in/eDDTxrSZ

As families gear up for back-to-school season (gah!) and we all head into the final stretch of summer, July's market performance delivered what looked like a collective sigh of relief from investors. The S&P 500 climbed 2.2% while the Nasdaq gained 3.7%, seemingly shrugging off months of trade tension anxiety. The 90-day tariff pause ended in July in a flurry of trade announcements. Deals with the European Union (EU), Japan, and South Korea resulted in 15% tariffs, while Indonesia and Vietnam came in around 20%. Even talks with China seem to be progressing ahead of its own August 12 deadline.  Given the market's positive reaction to these announcements, is it safe to say that tariff risk has mostly passed? The answer lies in understanding what is already happening beneath the surface of these trade announcements. Read more from Ellevest Vice President of Private Wealth Investments Ankur Patel, CFA Patel in his latest market insights: https://xmrrwallet.com/cmx.plnkd.in/ee3_hbyt

Meet Sara Faurer, proud financial advisor based (remotely) in Chicago and Denver. 🤠⁠ ⁠ “I chose to be a financial advisor because I love demystifying investing for people who simply want to trust their advisor and feel confident about their financial future. In an industry too often marked by bad actors, I’m committed to providing honest, thoughtful guidance that makes clients feel truly cared for.”⁠ ⁠ You can book time with Sara at the link below👇🏼 and learn how Ellevest helps our clients build their wealth with values-aligned investment strategies: https://xmrrwallet.com/cmx.plnkd.in/eKexBX39

I’m honored to be featured in the inaugural issue of The Shift, a new platform celebrating women who are driving change across business, culture, and impact — and doing so across generations. At Ellevest, and throughout my career, I’ve believed in the power of purposeful leadership, bold innovation, and creating real opportunities for women — not just to succeed in business, but to build wealth and shape the future on their own terms. Being recognized alongside Gloria Steinem and 90 extraordinary women across industries is incredibly meaningful. It’s a powerful reminder of what’s possible when we lead with intention, lift each other up, and stay committed to lasting equity. Thank you to Shilpa Yarlagadda, Cassandra Pintro, Deepika Rayala, and the entire team behind The Shift for creating a space to share and elevate these stories. #TheShiftIsOn

Counting down the days!

“Our society views women’s time as infinite like sand whereas we guard men’s time as if it’s finite like diamonds. Nowhere is this more obvious than the workplace,” Eve Rodsky, author of the book Fair Play, said in an interview. “We have always known that when women enter male professions salaries come down and that women aren’t paid equally for equal work. But what hasn’t been addressed is the deeply invisible problem of women being punished for opting out of the emotional labor of the workplace.” Read why invisible labor at work isn't just a fairness or culture issue. It directly affects profitability, productivity, and employee retention: https://xmrrwallet.com/cmx.plnkd.in/e_pwR4TQ