Curinos

Deposit optimization is a proven winner—banks using it in the recent rising rate environment achieved a 15 bp advantage over their peers. On a $50 billion book, that’s a $75 million advantage. Now generative AI has turbocharged optimization by providing pricing recommendations in hours, not weeks. In his article in The Financial Brand, Olly Downes, Curinos’ Chief Technology and AI Officer, writes that it’s providing a quantum breakthrough in accelerating decision-making and time-to-market for refining deposit pricing. Read the full article here: https://xmrrwallet.com/cmx.phubs.li/Q03BWlf-0

View our latest broadcast on the recent product announcements: - Amplero Personalization Optimizer has transformed static customer records into behavior-driven guidance that is embedded in an in-branch banker’s workflows. - We introduce the inaugural class of the Curinos FinTech Incubator, relaunched in partnership with CoMotion at the University of Washington. - In a recent webinar, Curinos and LendTrade dove into the data behind the trends. - And more...

What if the power of AI-fueled decision intelligence could be brought into the branch? A game changer, right? Now, with its CRM app, Curinos’ Amplero Personalization Optimizer has transformed static customer records into behavior-driven guidance that is embedded in an in-branch banker’s workflows. According to Curinos’ Aron Zeckendorf, it informs the banker of what’s been communicated to each customer digitally, as well as suggestions for the most fitting next recommendation. So unlocks the full potential of every relationship. Read more: https://xmrrwallet.com/cmx.phubs.li/Q03BKPVV0

When your frontline team has the right tools, every customer interaction becomes more valuable. Amplero CRM delivers intelligent, timely recommendations - so bankers can confidently guide customers through every moment. “Amplero transforms the CRM from a system of record into a system of growth,” said Olly Downs, Chief Technology and AI Officer at Curinos. “By embedding AI-driven decision intelligence directly into the customer conversation, we’re making it easier for bankers to deliver timely value and build lasting relationships.” Speak to an expert: https://xmrrwallet.com/cmx.phubs.li/Q03zx5GY0

Home equity lending is on a roll. Applications, bookings and line sizes are all up for the year. Credit sky-high interest rates on unsecured loans and lines, record-high home equity values, and homeowners staying put because of elevated first-mortgage rates. In an illuminating webinar in cooperation with the Mortgage Bankers Association, experts from Curinos and LendTrade dove into the data behind the trends. Their insights revealed what it could mean for HELOCs and home equity loans going forward. Here are 5 of their key takeaways: https://xmrrwallet.com/cmx.phubs.li/Q03Bj2wC0

Registration is now open!    Financial institutions are under pressure to grow—but where, and how?  Join Curinos + Adrenaline for a data-driven webinar on September 9 at 1PM ET:  Expanding into New Markets: Strategies for Growth and Optimization    Learn how to:  • Define your long-term vision  • Evaluate site “billboard value”  • Build or buy—what’s the right path?  • Optimize legacy markets to fuel future growth    Featuring:  Andrew Hovet, Managing Director, Curinos  Ben Hopper, Managing Director of Retail Strategy, Adrenaline    Save your seat: https://xmrrwallet.com/cmx.plnkd.in/gtNfbyF7 #BankingStrategy #GrowthPlanning #CurinosInsights #AdrenalineGrowth 

We're heading to #FinovateFall 2025 in NYC!  Join us for insights into the future of financial services. Sept 9th, 9:05am: Suraya Randawa joins the Analyst All Stars to break down how our industry has been changed forever: What’s changed in financial services? Let’s get into the data, the shifts, and what comes next. Sept 10th, 12:05pm: Don’t miss Sarah Welch’s keynote on “The Power of Distinctiveness” – a must for any brand leader.    Let’s shape the future, together. See you there?   Register: https://xmrrwallet.com/cmx.plnkd.in/gpqbQ-N  Email: sales@curinos.com for more information.     #FinovateFall #CustomerGrowth #BankingInnovation #CurinosSpeaks 

Stablecoin: Next big thing, or a hammer in search of a nail? In the wake of the recently passed GENIUS Act, stablecoin is top of mind. But many of its benefits exist today in established payments rails. Credit cards offer nearly instantaneous payments, as do person-to-person transactions within networks such as Venmo and Zelle. In this Curinos Perspective, our experts opine that, as a result, stablecoin adoption may be more gradual than indicated by the current buzz. Read more: https://xmrrwallet.com/cmx.phubs.li/Q03B81290

Great conversations build great relationships - Amplero CRM makes every interaction more relevant, more timely, more personal. By embedding behavior-driven recommendations directly into Salesforce and other CRM platforms, Amplero helps bankers deliver more engaging, human-centered experiences. - Spark meaningful conversations - Recommend the right product at the right time - Build trust, loyalty, and long-term value Make every moment matter. Learn more: https://xmrrwallet.com/cmx.phubs.li/Q03zw-Tn0

Signs of credit tightening around small business lending? Applications and bookings for lines of credit are way down, even secured lines. What’s going on? According to Curinos’ Margarita Vacanti and Bryan Snyder, bankers could be guiding customers away from credit products that may be out of reach. Or credit underwriting standards might be tightening. Or credit quality might be on the decline. Or all of the above. One thing is clear: the banking sector is displaying hesitation. Read more: https://xmrrwallet.com/cmx.phubs.ly/Q03zNLZg0