PYMNTS

Today in Payments for July 28, 2025: Get all the details from today’s top trending stories, exclusively on PYMNTS! 1️⃣ FinTech Flex Launches Visa Infinite Business Credit Card for SMBs https://xmrrwallet.com/cmx.phubs.ly/Q03z9H890 2️⃣ PayPal Will Let Cross-Border Merchants Pay With Crypto https://xmrrwallet.com/cmx.phubs.ly/Q03z9Hb00 3️⃣ Mastercard Targets ‘Fast Fraud’ With A2A Protect Launch https://xmrrwallet.com/cmx.phubs.ly/Q03z9Br50

☁️ Banks are migrating critical payment systems to the cloud, but most are doing it wrong. Register now as AWS for Financial Services' Nilesh Dusane and NatWest CIO Ian Povey reveal the strategic playbook for transforming payment infrastructure without risking operational disaster. Register now: https://xmrrwallet.com/cmx.phubs.ly/Q03z57fL0

🏠 The American Dream requires tough choices. 24 million consumers deliberately shifted to paycheck-to-paycheck living to afford homes, trading financial flexibility for homeownership. With home prices doubling since 2009 while wages rose just 1.3%, buyers now need $117K income for the average $417K home. Are you willing to make the tradeoff? More in our latest Paycheck to Paycheck report: https://xmrrwallet.com/cmx.phubs.ly/Q03z4_Wh0

What happens when AI agents start doing our shopping for us?    That's what I explored with Visa's Rubail Birwadker, as we move from "search, scroll, click and buy" to "say it and get it" in seconds.    Here's what caught my attention: ChatGPT is already doing the same volume of searches that Google was doing in 2009, and it only took two years to get there. But the real question isn't whether agents will reshape commerce, it's how merchants will get noticed when traditional ads don't work in an agentic world. Plus, we dive into the thorny issue of disputes - what happens when you ask for a blue bag and the agent gets you black?    Watch our full conversation on the future of agentic commerce: https://xmrrwallet.com/cmx.plnkd.in/erAtai3Q

Embedded lending shifted from trend to necessity. July 29 at 12 PM, ChargeAfter CEO Meidad Sharon and PYMNTS discuss how sophisticated infrastructure enables seamless financing at omnichannel points of sale. Register now for our Summer School Series: https://xmrrwallet.com/cmx.phubs.ly/Q03z4Prb0

The CFO role is getting a complete makeover thanks to payment pressures. 💼 Mariana Lamson from Boost Payment Solutions says finance teams must "convert sales into cash as quickly and securely as possible" while balancing buyer-supplier tensions. Full discussion on PYMNTS: https://xmrrwallet.com/cmx.phubs.ly/Q03z4B4Z0

🎥 We’re live with FIS! The “Trade Offs” edition of What’s Next in Payments explores how the payments and digital economy sectors are balancing near-term margin protection with long-term ambitions as tariffs and geopolitical flashpoints redraw supply chains.

🎥 We’re live with i2c Inc.! The “Trade Offs” edition of What’s Next in Payments explores how the payments and digital economy sectors are balancing near-term margin protection with long-term ambitions as tariffs and geopolitical flashpoints redraw supply chains.

Visa is preparing its global network for the agentic AI commerce revolution. 👤🌐 Rubail Birwadker says the next frontier moves beyond traditional ads to context-driven agent interactions, but complex questions remain: what happens when an agent orders a black bag instead of blue? More on PYMNTS: https://xmrrwallet.com/cmx.phubs.ly/Q03z441Q0

📽️ We're live with Visa! Agentic commerce collapses the funnel and is the next frontier in buying. This Monday Conversation explains what agents are, how they reshape purchase initiation, and why the shift from manual search to autonomous execution is structurally different from prior waves of commerce tech.